Your Personal Loan, Simplified.
Fund your dreams, from weddings to travel, with our hassle-free personal loans.
Why Choose Our Personal Loans?
Experience a seamless borrowing process with benefits designed for you.
Fast Disbursal
Get your loan approved and disbursed in minutes with our fast online process.
Minimal Paperwork
A completely digital process that requires only the most essential documents.
Competitive Rates
Enjoy competitive interest rates that make your loan affordable and easy to repay.
Documents Required
To ensure a smooth and fast application process, please have the following documents ready.
Age
21 years to 60 years
Employment Type
Salaried or Self-Employed
Minimum Monthly Income
₹25,000
Credit Score
750 or above
Citizenship
Indian Citizen
For Salaried Applicants
- check_circleApplication Form: Duly filled and signed application form.
- check_circleIdentity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
- check_circleAddress Proof: Aadhaar Card, Utility Bill, or Rental Agreement.
- check_circleIncome Proof: Latest 3 months' salary slips and Form 16.
- check_circlePhotographs: Recent passport-sized photographs.
For Self-Employed Applicants
- check_circleApplication Form: Duly filled and signed application form.
- check_circleIdentity & Address Proof: PAN Card, Aadhaar Card, Passport.
- check_circleIncome Proof: Audited financials for the last 2 years and ITR.
- check_circleProof of Business: Business registration documents, GST certificate.
- check_circlePhotographs: Recent passport-sized photographs.
General Requirements
The following are required for all applicants, regardless of employment type.
- check_circleBank Account Details: Last 6 months' bank statements.
- check_circleLoan Application Form: Completed with accurate details.
- check_circlePassport-Sized Photographs: Two recent photographs are required.
Note: Additional documents may be requested by the bank based on your profile.
Frequently Asked Questions
Find answers to common questions about our personal loans.
How is my eligibility determined?
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Your eligibility is determined based on several factors including your age, monthly income, employment status, and credit score. We use a proprietary algorithm to assess your profile and offer the best possible loan terms.
Can I prepay my loan?
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Yes, you can prepay your loan. Part-prepayment or full foreclosure is possible after a certain period, usually after the first few EMIs. Please note that prepayment charges may apply as per the terms and conditions of your loan agreement.
What happens if I miss an EMI payment?
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Missing an EMI payment can have consequences, including late payment fees and a negative impact on your credit score. We recommend contacting our support team immediately if you anticipate difficulty in making a payment.