Unlock the Door to Your Dream Home
Competitive rates, flexible terms, and a seamless application process. Your journey to homeownership starts here.
Key Features & Eligibility
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Attractive Interest Rates
Competitive floating and fixed interest rates to suit your financial planning.
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Flexible Loan Tenure
Choose a repayment period of up to 30 years, making your EMIs more affordable.
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Eligibility Criteria
Minimum age of 21, stable income, and a good credit score. Open to salaried and self-employed individuals.
Documents Required
To ensure a smooth and fast application process, please have the following documents ready.
person
Personal & KYC
- Completed application form
- Passport-sized photographs
- Identity proof (PAN, Passport)
- Address proof (Aadhaar, Utility Bill)
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Income & Employment
- Latest salary slips & Form 16 (Salaried)
- IT returns & financials (Self-employed)
- Last 6 months' bank statements
- Proof of business existence
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Property Documents
- Allotment letter or Sale agreement
- Title deeds of the property
- Approved building plan
- Receipts for payments made
Frequently Asked Questions
What is the maximum loan amount I can get? expand_more
The maximum loan amount depends on several factors, including your income, credit score, the value of the property, and our internal lending policies. Typically, you can get a loan of up to 80-90% of the property's value.
What documents are required to apply for a home loan? expand_more
Commonly required documents include proof of identity (Aadhaar, Passport), proof of address, income proof (salary slips, ITR for the last 2-3 years), bank statements, and property documents. The exact list may vary based on your profile.
Can I prepay my home loan? Are there any charges? expand_more
Yes, you can prepay your home loan. For floating rate loans, there are no prepayment charges as per RBI guidelines. For fixed-rate loans, a small prepayment penalty might be applicable. Please refer to your loan agreement for specific details.